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Interest Rate Hikes: How to Buffer Your Business in 2022 and Beyond

Interest Rate Hikes: How to Buffer Your Business in 2022 and Beyond

by Wayne Smith & Associates | Jan 5, 2022 | Business, Financial

“The implied policy rate path of the Quarterly Projection Model indicates an increase of 25 basis points in the fourth quarter of 2021 and further increases in each quarter of 2022, 2023 and 2024.” (Lesetja Kganyago, SARB Governor) After cutting interest rates by 275...
What To Do When Preparing to Sell Your Business

What To Do When Preparing to Sell Your Business

by Wayne Smith & Associates | Nov 26, 2021 | Business, Financial

“As much as you might love running your business, you must have an end-goal in the plan. At the very least, an exit strategy keeps you from turning your business into a glorified job – working from home, but with longer hours.” (Kevin J. Donaldson) A new year beckons,...
Alternative Funding for Your Small Business

Alternative Funding for Your Small Business

by Wayne Smith & Associates | Jul 28, 2021 | Business, Financial

“When looking for funding, don’t just look for cash. Look for the right people” (American fashion entrepreneur, Jodie Fox) According to South African Reserve Bank data, the low level of small business financing appears to be emanating from the demand side as “the vast...
Raising Small Business Finance in 2021: 5 Common Mistakes with a High Impact

Raising Small Business Finance in 2021: 5 Common Mistakes with a High Impact

by Wayne Smith & Associates | Apr 13, 2021 | Business, Financial

“Designing a presentation without an audience in mind is like writing a love letter and addressing it ‘to whom it may concern” – Ken Haemer In these challenging times, raising finance could very well be a matter of business survival, so knowing how...
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