by Wayne Smith & Associates | Oct 28, 2026 | Business
“When less money is available to run your business, you will find ways to get the same or better results with less. By taking your profit first, you will be forced to think smarter and innovate more.” (Mike Michalowicz) Ask most small business owners how...
by Wayne Smith & Associates | Oct 28, 2026 | Accounting, Business, Financial Planning
“All the creditors must appear in the ledger at the right-hand side, and all the debtors at the left. All entries made in the ledger have to be double entries — that is, if you make one creditor, you must make someone debtor.” (Luca Pacioli, The Rules of...
by Wayne Smith & Associates | Oct 28, 2026 | Business
“Cash remains the most popular means of payment in the economy, and we are committed to ensuring cash remains readily available and convenient.” (Rashad Cassim, Deputy Governor, South African Reserve Bank) For years, the story seemed straightforward: smartphones,...
by Wayne Smith & Associates | Sep 28, 2026 | Business
“Recognise flexibility as a selling point. Generally speaking, top talent wants the option to crunch numbers at a coffee shop or stay in their slippers at home.” (Kevin Kuske) Every small business owner knows the feeling: a promising candidate sails through the...
by Wayne Smith & Associates | Sep 28, 2026 | Business
“I’ve never been a guy who’s just about getting a check, so I thought: is there a way we can keep this going, and bring others along for the ride?” (Dan Kenary, founder Harpoon Brewery, on introducing an employee ownership arrangement) When entrepreneurs...
by Wayne Smith & Associates | Aug 27, 2026 | Business, Wills and Estate Planning
“True leadership is measured by what happens after you die.” (Myles Munroe) Most business owners believe that their personal will has the business covered too, but that’s usually not the case. First things first, your valid, updated Last Will and Testament (i.e....
